Historically low fixed rates have been one of the pandemic silver linings fueling the Canadian real estate market. However, in the last two weeks, we have seen fixed rates creep up twice since the pandemic began as a result of a rising yield on the Canada 5-year bond. The steeper bond yield reflects growing optimism […]

6 Important Questions to Ask Before a Big Home Renovation. So you want to make a major home renovation. Congratulations! Now, you’ve got to find the right contractor for the job. While doing a thorough online search or asking family and friends is an important first step, once you find a potential contractor, it’s time […]

How to ace your credit score  Whether you’re trying to increase your credit score to meet CMHC’s new minimum requirement of 680, need to improve poor credit, or are just aiming for the perfect score of 900, here are a few tips to get you closer to your goal:    Try to use less than […]

FIXED VS VARIABLE: The good the bad and the ugly There is no ‘one size fits all’ answer to the fixed vs. variable rate debate, but understanding how rates work and evaluating your unique situation and financial goals will help guide your answer.  Fixed -The good You lock in a rate for years for a […]

What will the real estate industry look like in 2021? If there is one word that defines life in 2021, that word is change. How much and for how long is uncertain. And while some changes may be temporary, many may be here to stay. How will all of this change impact the real estate […]

Could your next break up save you thousands? The most common question I’m asked by friends these days is “Does it make sense for me to break my mortgage?”. With record breaking low interest rates it is worth crunching the numbers. On top of interest savings, it can be a way to free up cash […]

Canada has seen a surge of international migration over the last few years. In 2019, we welcomed a total of 313,580 immigrants to the country! This is an increase of 40,000 individuals when compared to 2017 numbers. According to planned immigration levels, it is estimated that Canada will receive 341,000 permanent residents in 2020. In […]

Selling your home can be an extremely stressful experience. Between thinking about moving logistics and financials, it’s easy to miss the small details in between the process. With that in mind, we’ve built this checklist for selling your home to help you keep track of the things that will get a potential buyer interested. Turns […]